Proudly Serving KS, MO, & FL
Does this question resonate with you or someone you know? Well here is an answer!
Typically, lenders want a two-year employment history for those looking to qualify for a home loan.
Schooling in the profession you are going into can count towards the two-year history as well. Example: On-the-job paralegal training and then starting your career as a paralegal. With as little as 30 days on-the-job training (and pay stubs for proof), that could qualify as regular work income.
For those who are considered "part time" employees, most lenders require a two-year work history as part of the loan application. This is used to verify the average number of hours you are working per week to confirm your income.
Everyone's situation is a bit different. Call or text us to discuss.
MTG Family Mortgage is a DBA of Open Mortgage, LLC (NMLS #2975, nmlsconsumeraccess.org) is a Kansas, Missouri & Florida Licensed Mortgage Company. Lic # MC0001373-BR033. Michael Gonzales NMLS #221988 KS LO.0001288, MO 14772-MLO, FL LO88825, (Branch NMLS #327320). 2290 N. Tyler Rd., Suite 200, Wichita, KS 67205.
Equal Housing Opportunity Lender.
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