Common Questions

How much home can I afford to buy?

Should I buy instead of rent?

How much money do I need for a down payment?

How much money do I need for a down payment?

Why work with a credible lender?

How much money do I need for a down payment?

Why should I get pre-qualified?

What information is needed to be pre-qualified?

What information is needed to be pre-qualified?

What information is needed to be pre-qualified?

What are the next steps I should take after applying for a home mortgage?

What are the next steps I should take after applying for a home mortgage?

What are the DO’s and DO NOTs after applying for a mortgage

What are the next steps I should take after applying for a home mortgage?

What is covered in a monthly mortgage payment?

I want to buy a house, but just started a new job...

Why do I need a realtor if I'm going to buy a home?

What does the term "closing costs" actually mean?

Mike Gonzales smiling ready to explain the term closing costs

What are the benefits of VA Loans?

Are there tax breaks for first-time homebuyers?

Are there tax breaks for first-time homebuyers?

Are there tax breaks for first-time homebuyers?

Are there tax breaks for first-time homebuyers?

Are there tax breaks for first-time homebuyers?

Can I buy a home without my spouse?

Are there tax breaks for first-time homebuyers?

I have student loan debt. Can I still qualify for a home loan?

Should I get a 15-year or 30-year loan?

What are mortgage points?

Will my credit score impact my ability to purchase a home?

Will my credit score impact my ability to purchase a home?

Will my credit score impact my ability to purchase a home?