The answer is simple. Working with a credible lender can help your chances of getting a home in this competitive environment.
You’ve probably heard the Wichita, Kansas housing market is very competitive. In short, that means supply is less than demand. Many houses are selling within just a few hours and many of those homes are being sold above the asking price.
So, how can working with a credible lender who is well-known in the community help your chances of getting a home in this environment? Here’s how. A buyer’s pre-qualification is used by sellers when reviewing their home’s offers.
What does this mean?
Pre-qualification – a lender has reviewed the borrower’s income, assets, and other info. Based on that evaluation, the lender believes the borrower can obtain a mortgage.
It is very important to sellers who issues that pre-qualification. Loan officers that are reputable (well-known, credible) increase the chances that a buyer’s offer is more strongly considered. That’s because a reputable loan officer is one that is known to:
Have questions about winning the bid in this competitive environment, or do you need to get pre-qualified? Call or text our office at 316-262-7766.
MTG Family Mortgage is a DBA of Open Mortgage, LLC (NMLS #2975, nmlsconsumeraccess.org) is a Kansas Licensed Mortgage Company. Lic. # MC0001373-BR033. Michael Gonzales NMLS #221988, LO.0001288 (Branch NMLS #327320). 2290 N. Tyler Rd., Suite 200, Wichita, KS 67205. Equal Housing Opportunity Lender.
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