ANSWER: The short answer is yes, buying a home without your spouse is possible. But you can’t simply leave your partner off the loan paperwork. States with community property statutes, also known as common-law states, require that any assets obtained during marriage with your spouse be owned/divided equally. Kansas currently does not have a community property law.
Note: Certain types of government loans require your lender to consider your partner’s debt and income when you apply for a loan, even in common-law states.
MTG Family Mortgage is a DBA of Open Mortgage, LLC (NMLS #2975, nmlsconsumeraccess.org) is a Kansas Licensed Mortgage Company. Lic. # MC0001373-BR033. Michael Gonzales NMLS #221988, LO.0001288 (Branch NMLS #327320). 2290 N. Tyler Rd., Suite 200, Wichita, KS 67205. Equal Housing Opportunity Lender.
Copyright © 2021 Michael Gonzales, MTG Family Mortgage. All Rights Reserved.
Powered by GoDaddy