Proudly Serving KS, MO, & FL
ANSWER: The short answer is yes, buying a home without your spouse is possible. But you can’t simply leave your partner off the loan paperwork. States with community property statutes, also known as common-law states, require that any assets obtained during marriage with your spouse be owned/divided equally. Kansas currently does not have a community property law.
Note: Certain types of government loans require your lender to consider your partner’s debt and income when you apply for a loan, even in common-law states.
MTG Family Mortgage is a DBA of Open Mortgage, LLC (NMLS #2975, nmlsconsumeraccess.org) is a Kansas, Missouri & Florida Licensed Mortgage Company. Lic # MC0001373-BR033. Michael Gonzales NMLS #221988 KS LO.0001288, MO 14772-MLO, FL LO88825, (Branch NMLS #327320). 2290 N. Tyler Rd., Suite 200, Wichita, KS 67205.
Equal Housing Opportunity Lender.
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