Proudly Serving KS, MO, & FL
I advise you to get pre-qualified before beginning your home search. First, many realtors won’t show you a home until you are pre-qualified. They don’t want to show you a home you might fall in love with only to learn you can’t qualify for that particular home because it isn’t in your budget or price range.
Also, in today’s environment, sellers receive multiple offers. When making an offer, sellers sit down with their real estate agent to review each offer and if one comes without a pre-qualification, chances are that offer will be set aside and other offers given more serious consideration. Sellers want to make sure the offer they select has the best chance of closing and closing on-time.
The pre-qualification process helps you discover more about you and your budget as well. Perhaps, you have been looking at homes in one price range, but then realize after you are pre-qualified the monthly mortgage payment is too high. This ensures a good use of your time when you are looking at properties and the properties are in the price range you are comfortable with in terms of monthly payment and terms.
MTG Family Mortgage is a DBA of Open Mortgage, LLC (NMLS #2975, nmlsconsumeraccess.org) is a Kansas, Missouri & Florida Licensed Mortgage Company. Lic # MC0001373-BR033. Michael Gonzales NMLS #221988 KS LO.0001288, MO 14772-MLO, FL LO88825, (Branch NMLS #327320). 2290 N. Tyler Rd., Suite 200, Wichita, KS 67205.
Equal Housing Opportunity Lender.
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